Our Company
theLender was created to make a difference. As a group of proven industry leaders who recently founded one of the largest and fastest growing Wholesale mortgage companies in the United States, we aim to change the stagnant landscape of Wholesale mortgage – one partnership, one loan, and one day at a time.
Responsibilities
- Audit file for completeness and accuracy to ensure compliance before sending out initial disclosures and Loan Estimate
- Prepare LE and confirm fees and pricing are accurate, and release to borrowers via e-Sign
- Monitor Change of Circumstance requests and ensure re-disclosures and COC notices are in compliance and issued within required timeframes
- Maintain efficient levels of service and comply with regulatory timelines associated with the completion and dissemination of loan disclosures
- Prepare Closing Disclosure, ensuring all fees are accurate and that all fee variances are cured
- Review items for accuracy that are populated in Encompass, such as loan amount, interest rate, taxes, insurance, and all other applicable fees.
- Determine if re-disclosures are required. Partner with Sales, Processing, Underwriting, Closing, and Lock Desk to determine the cause of change in circumstance and timing of the
- Maintain current knowledge and understanding of all new and updated RESP and TILA guidelines.
- Communicate with production and operations teams, including Brokers, Processors and other departments as necessary, to confirm that disclosures are appropriate and give feedback when modifications are required.
- Compliance with all applicable Anti-Money Laundering requirements.
- Additional duties may be added, as required.
Requirements
- A minimum of 1 year of relevant mortgage operations experience in disclosures or processing
- A minimum of 1 years knowledge of TRID, Reg Z, RESPA, ATR/QM, and HMDA required.
- A minimum of 1-2 years with Encompass LOS.
- Track record of successfully and simultaneously managing multiple projects, tasks, and deadlines.
Job Type: Full-time
Pay: $41,600.00 - $48,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Experience level:
Schedule:
Work Location: Remote