The Loan Quality Analyst reviews loan documentation and product processor data to monitor and assess accuracy of processes and data. The Loan Quality Analyst integrates established disciplinary knowledge within own specialty area and applies to related industry practices. The Loan Quality Analyst has a good understanding of how the Quality Assurance Team interacts with others in accomplishing the objectives of the area. The Loan Quality Analyst will develop a working knowledge of industry practices and standards and must be able to exchange information in a concise and logical way as well as be sensitive to audience diversity. This position will have a limited but direct impact on the business through the quality of the tasks/services provided.
Responsibilities:
Review loan documentation to the product processor and applicable applications and assess for accuracy and guidance on critical data elements
Identifies and resolves problems in a timely fashion following established guidelines
Under supervision, administers defined procedures, analysis and report preparation
Refers more complex problems to their supervisor or manager for resolution
May be required to train and mentor, however, will not have direct management responsibility (i.e., does not hire / terminate staff)
Focuses on day-to-day deliverables, developing and delivering upon subject expertise
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
Qualifications:
Fundamental knowledge of business processes, applications, systems, and tools used in loan processing
Adequate knowledge of loan products and loan services
Previous knowledge of risk types, policies and control measures and processes
Fundamental compliance with applicable laws, rules and regulations, and adhering to policies
Expertise in evaluative and ethical judgment to make decisions
Understanding of identifying, mitigating, resolving, managing, and escalating risks and issues
Ability to view multiple perspectives, prioritize, and adapt
Fundamental ability to think strategically, considering the end-to-end, adjacent impacts to the broader system; to formulate ideas and innovate
Basic ability to analyze and think critically and conceptually and interpretively to solve problems
Includes ability to identify opportunities, assess needs, conduct qualitative and quantitative analyses, synthesize insights and provide recommendations
Effectively communicate (written and verbal) and present with diplomacy
Ability to build and manage relationships through advising, collaborating, influencing, negotiating and persuading
Loan IQ exp. is a plus
Education:
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group:
Operations - Transaction Services
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Job Family:
Loan Documentation and Processing
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Time Type:
Full time
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Primary Location:
Irving Texas United States
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Primary Location Full Time Salary Range:
$48,840.00 - $68,160.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Anticipated Posting Close Date:
Jun 04, 2024
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Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
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