Position Summary:
This position is primarily responsible for the accurate reporting on the HMDA LAR in accordance with established policies and procedures and appropriate guidelines. Will examine all supporting documentation for accuracy and completeness. Must have the ability to identify and tactfully communicate the errors identified on supporting documentation and to work with applicable staff to obtain corrected documents.
Functions, Duties and Responsibilities:
- Perform document review specific to requirements for HMDA LAR reporting
- Maintain working knowledge of HMDA requirements and guidelines
- Understand internal policies and procedures related to regulatory compliance
- Effectively communicate with underwriting staff, processing staff, lending staff and managers
- Maintain high level of customer service and communication with other departments
- Complete regulatory and compliance training as required
- Additional duties as assigned
Regulatory Compliance Requirements:
- Incumbent will be responsible for meeting the requirements for all regulations, policies and procedures pertaining his/her position
Knowledge, Skills and Abilities:
- Knowledge of HMDA-related regulations is preferred
- Must demonstrate excellent time management skills and can prioritize tasks
- Must be able to recognize potential problems and provide proactive communication
- Provide excellent written and verbal communication skills
- Must have strong interpersonal skills, extreme attention to detail and positive attitude while working closely with team members in a collaborative and supporting manner
- Ability to prioritize and make ‘on the spot’ decisions that impact the customer, weighing customer satisfaction with exposure to loss or fraud
- In-depth knowledge of HMDA LAR filing process
- Effectively operate all office equipment required to support this position. To include but not limited to personal computer, strongkeyboarding skills, fax, scanner/copier, printer, phone system, all applications, spreadsheets, data base and presentation software necessary
- Display independent judgement
- Demonstrate excellent organization, prioritize workflow, adaptability, and flexibility
- Ability to work in a fast-paced environment and be a quick thinker and fast learner while maintaining a high degree of accuracy.
About Deerwood
Founded in Deerwood, Minnesota in 1910, Deerwood Bank is a community bank that strives to take a complicated financial world and make it nice & simple. Nice in how we treat our staff and loyal customers. Simple in our products - no fuss here... simple and easy-to-understand products and services. With 12 locations around Minnesota, we're bringing nice & simple banking to your community!
We're one of Minneapolis/St Paul Business Journal’s 2023 Best Places to Work. Come join our team!
Job Type: Full-time
Pay: $20.00 - $25.00 per hour
Expected hours: 40 per week
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Employee discount
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Referral program
- Vision insurance
Experience level:
Schedule:
- 8 hour shift
- Day shift
- Monday to Friday
- No nights
- No weekends
Experience:
- HMDA/LAR: 3 years (Preferred)
Ability to Commute:
- Baxter, MN 56425 (Preferred)
Ability to Relocate:
- Baxter, MN 56425: Relocate before starting work (Required)
Work Location: Hybrid remote in Baxter, MN 56425