**Job Summary:** We are seeking a detail-oriented Mortgage Processor to join our team. The Mortgage Processor will be responsible for reviewing and verifying mortgage loan applications to ensure completeness, accuracy, and compliance with various regulations. **Responsibilities:** - Review mortgage loan applications for accuracy and completeness - Verify supporting documentation such as income, assets, credit reports, and property valuations - Ensure compliance with financial services regulations including TILA, Fair Housing regulations, and FNMA guidelines - Calculate debt-to-income ratios and loan-to-value ratios - Communicate with loan officers, underwriters, and borrowers to obtain any missing information - Submit mortgage applications to underwriting for approval - Coordinate loan closings and prepare closing documents - Maintain confidentiality of borrower information **Skills:** - Knowledge of financial services industry practices - Familiarity with TILA (Truth in Lending Act), Fair Housing regulations, and FNMA guidelines - Proficiency in basic math skills including 10-key typing - Understanding of escrow processes - Strong math skills for calculating ratios and percentages - Experience in loan processing or loan origination is a plus This position offers the opportunity to work in a dynamic environment where attention to detail and adherence to regulations are paramount. If you have a passion for finance and meet the qualifications outlined above, we encourage you to apply.
Job Type: Full-time
Pay: $45,000.00 - $55,000.00 per year
Benefits:
- Dental insurance
- Health insurance
- Paid time off
Physical setting:
Schedule:
Experience:
- Fair Housing regulations: 1 year (Preferred)
- Customer service: 1 year (Required)
Work Location: Remote