Looking for a motivated Processor to join our Exchange Bank team!
8-5 Monday thru Friday Hourly/Non-Exempt
- Prepares and reviews loan file to ensure completeness of supporting documents for closing of consumer, commercial and real estate loans.
- Compliance with Bank policy and state and federal regulation.
- Coordination with outside vendors and loan officers on documentation requirements, closing dates and the resolution of issues.
- Checking debt to loan to value ratios
- Ordering of commercial and residential appraisals, preliminary and final abstracting, title work, surveys, flood certificates, gap insurance, state certificates, NADA values and warranties for vehicles
- General loan research
- Preparation of all closing loan documents, deferrals, amendments, extensions & renewals
- Preparation of modifications to any notes or mortgages
- Filing of mortgages, deeds, UCC, EFS, etc. after closing
- Preparing payoff statements, loan payments and advances on lines of credit, payment books, and applying payoff payments.
- Correspondence with SBA & FSA and preparation of monthly and quarterly report.
- Paid note processing, release of mortgages, filing and releases of liens, loan participations.
- Weekly Exception Report
- Payment of loan closing invoices
- Building and booking of loans into the CSI system.
- Assist with HMDA, BHG loans, charge offs, ORE, Repo chattels, Letters of credit.
- Escrow: track ins, track property tax, yearly analysis statements, pay ins on escrow customers, pay property tax in five different counties.
- Insurance: process VSI payments, claims, flood/fire/casualty monitoring, tracking and force placing when applicable, charging the loan and amortizing.
- Loan grading, late charge refunds, processing of returned check items on loans and loan calls
- CSI NuPoint system tracking of loan exceptions.
- Credit bureau admin, reports, disputes, investigation, and E-Oscar.
- Turndown processing
Processing Duties:
- Prepare incoming and outgoing wires.
- Manages daily Bank balancing, cash letter, NSF file, ACH items, etc.
- Assists with customer service calls.
- Auto transfers
- Notary services backup
- Mobile deposit processing
- Payables processing twice monthly including prepaid and accrual processing.
- Annual 1099 processing for payables
Qualifications and Requirements:
- Must be detailed, organized, and have excellent Timeline management.
- Loan documentation/processing experience of one or more years or similar.
- High school diploma or equivalent required.
- Must be initiative-taking and work independently with multiple tasks and deadlines.
- Strong verbal and written skills
- Strong computer and phone skills
- A great attitude and the ability to work well with multiple lenders is a must. This is a sedentary position with most time spent at a desk on a computer. Standing desk is available. This is not a remote position.
Job Type: Full-time
Pay: $33,280.00 - $45,760.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Tuition reimbursement
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
- No nights
- No weekends
Supplemental pay types:
Education:
- High school or equivalent (Preferred)
Experience:
- Loan processing: 1 year (Required)
Ability to Commute:
- Skiatook, OK 74070 (Required)
Work Location: In person