Job Title: Credit Analyst
First Peoples Bank strives to be a boutique community bank in the markets we serve. Our goal is to provide a one-of-a-kind banking experience that will leave such an impression, it must be shared with friends and family. We are seeking consummate banking professionals who love using their talent and creativity to foster excellence in personal interactions with others. We believe building personal relationships is an art best used daily. Join our team and bring your inner creator to life every day practicing the art of building rewarding relationships.
Job Overview:
As a Credit Analyst, you will play a crucial role in assessing and evaluating the creditworthiness of individuals and businesses applying for loans. You will utilize your expertise in financial analysis to make informed decisions regarding credit risk and provide recommendations to senior management.
Responsibilities:
- Conduct thorough Data collection and analysis to assess the creditworthiness of loan applicants.
- Utilize Financial modeling techniques to evaluate financial data and prepare detailed reports.
- Gather necessary information for accurate credit assessments.
- Prepare comprehensive financial report writing to summarize findings and recommendations.
- Stay updated on industry trends and regulations related to credit analysis.
Experience:
- 2 to 3 years of experience in technical accounting and financial analysis.
- Strong mathematical skills with the ability to interpret complex financial concepts.
- Proficiency in bank operations and procedures.
- Experience in forecasting and evaluating financial data.
- Excellent communication skills with the ability to present findings effectively.
- Familiarity with various financial products and services.
- Knowledge of risk management principles.
Join our team as a Credit Analyst and contribute to making sound credit decisions while advancing your career in finance.
Job Type: Full-time
Pay: From $36,500.00 per year
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Physical setting:
Schedule:
Ability to Commute:
- Jefferson City, TN 37760 (Required)
Ability to Relocate:
- Jefferson City, TN 37760: Relocate before starting work (Required)
Work Location: In person