** PROFESSIONALS WITH A VALID MORTGAGE LOAN ORIGINATION LICENSE ONLY **
About Us
Welcome to Capital Home Mortgage, a brokerage ranked within the Top 50 with the #1 Wholesale lender, United Wholesale Mortgage in the nation!
We're flipping the script on the traditional mortgage game. Located in the heart of Troy, MI, we are not your grandma's mortgage company—we’re all about tech, vibes, and making homeownership attainable in any market for as many Americans as possible.
If you're ready to join a company that speaks your language and values your hustle, read on!
What We Offer
- Highly Competitive Compensation Package: Choose between a competitive commission-only package or an annual salary plus commissions.
- Abundant Quality Leads: Leads that are top rated within the broker industry, no need to bring your own! Along with in-house telemarketers who provide you with opportunity to increase your pipeline daily.
- Flexible Loan Options: Various loan options provided for your clientele, so you are always able to expand your business; we are able to accept eligible borrowers with credit scores as low as 500.
- Quick Turnaround Time: Our average time from submission to closing was just 10.8 days last month in June.
- Competitive Pricing: Enjoy aggressive pricing that typically undercuts banks and large national retail lenders.
- Comprehensive Health Coverage: Blue Cross Blue Shield Health/Dental/Vision Insurance.
- Retirement Plan: 401K plan with company match; we help plan for your future.
- Timely Payroll: Get paid twice a month!
- Advanced CRM System: Utilize our custom-built Salesforce CRM to manage and organize your active pipeline and leads.
- Dedicated Processing Team: Seasoned in-house Processors with previous Underwriting experience to help push your loans quicker and smoother.
- Supportive Leadership: Access full-time support from Sales Managers and Owners, who bring over 20 years of combined mortgage experience.
Position Overview
Hey, you! Yeah, you with the winning smile and the magnetic personality. We want you to bring your A-game to Capital Home Mortgage as our newest Mortgage Magician – ahem, Loan Officer. If you've got charm, wit, and a knack for making dreams come true, then step right up and let's do this!
- Dream Catcher: Engage with clients to understand their financial dreams and aspirations. Provide them with magical, tailored mortgage solutions that fit their unique needs
- Loan Guru: Guide clients through the mortgage application maze, ensuring every "i" is dotted and every "t" is crossed. Collect and verify essential financial documents like a pro.
- Approval Champion: Team up with underwriters and processors to make the loan approval process swift and smooth. Keep clients updated every step of the way and celebrate every milestone.
- Customer Happiness Hero: Be the go-to person for all client questions and concerns. Deliver exceptional service that leaves clients feeling confident and excited about their journey.
- Compliance Genius: Be ahead of mortgage regulations and ensure all applications meet federal, state, and company standards. Keep everything in top shape.
- Market Trendsetter: Stay sharp on market trends, interest rates, and competitor products. Use your insights to offer clients the best and most competitive mortgage solutions.
Qualifications
- Proven experience as a Mortgage Loan Officer or similar role in the mortgage industry.
- In-depth understanding of mortgage products, loan origination, and underwriting processes.
- Knowledge of federal and state mortgage regulations.
- Excellent communication, interpersonal, and customer service skills.
- Ability to work independently and as part of a high-energy team.
- Sharp analytical and problem-solving skills.
- Proficiency in mortgage software and Microsoft Office Suite.
- Valid Mortgage Loan Originator (MLO) license.
Capital Home Mortgage is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
** PROFESSIONALS WITH A VALID MORTGAGE LOAN ORIGINATION LICENSE ONLY **
Job Type: Full-time
Pay: From $90,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Opportunities for advancement
- Referral program
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
Work setting:
Work Location: In person